CRS Replacement Insurance

CALIFORNIA INSURANCE CODE SECTION 11580.011

11580.011.  (a) As used in this section, "child passenger restraint
system" means a system as described in Section 27360 of the Vehicle
Code.
   (b) Every policy of automobile liability insurance, as described
in Section 16054 of the Vehicle Code, shall provide liability
coverage for replacement of a child passenger restraint system that
was in use by a child during an accident for which liability coverage
under the policy is applicable due to the liability of an insured.
   (c) Every policy of automobile liability insurance that provides
uninsured motorist property damage coverage, as described in
paragraph (2) of subdivision (a) of Section 11580.26, shall provide
coverage for replacement of a child passenger restraint system that
was in use by a child during an accident for which uninsured motorist
property damage coverage under the policy is applicable due to the
liability of an uninsured motorist.
   (d) Every policy that provides automobile collision coverage or
automobile physical damage coverage, as described in Section 660,
shall include a child passenger restraint system within the
definition of covered property, if the child passenger restraint
system was in use by a child during an accident.
   (e) Upon the filing of a claim pursuant to a policy described in
subdivision (b), (c), or (d), unless otherwise determined, an insurer
shall have an obligation to ask whether a child passenger restraint
system was in use by a child during an accident that is covered by
the policy, and an obligation to replace the child passenger
restraint system in accordance with this section if it was in use by
a child during the accident or reimburse the claimant for the cost of
purchasing a new child passenger restraint system.
   (f) An insured, upon acquiring a replacement child passenger
restraint system, may surrender the child passenger restraint system
that was replaced to the nearest office of the Department of the
California Highway Patrol.

Source:  http://www.leginfo.ca.gov/calaw.html