11580.011.  (a) As used in this section, "child passenger restraint

system" means a system as described in Section 27360 of the Vehicle

Code.

   (b) Every policy of automobile liability insurance, as described

in Section 16054 of the Vehicle Code, shall provide liability

coverage for replacement of a child passenger restraint system that

was damaged or was in use by a child during an accident for which

liability coverage under the policy is applicable due to the

liability of an insured.

   (c) Every policy of automobile liability insurance that provides

uninsured motorist property damage coverage, as described in

paragraph (2) of subdivision (a) of Section 11580.26, shall provide

coverage for replacement of a child passenger restraint system that

was damaged or was in use by a child during an accident for which

uninsured motorist property damage coverage under the policy is

applicable due to the liability of an uninsured motorist.

   (d) Every policy that provides automobile collision coverage, as

described in Section 660, or every policy that provides automobile

physical damage coverage, as described in Section 660, shall include

a child passenger restraint system within the definition of covered

property, if the child passenger restraint system was in use by a

child during an accident or, if the child passenger restraint system

was in the vehicle and it sustained a loss covered by the policy.

   (e) Upon the filing of a claim pursuant to a policy described in

subdivision (b), (c), or (d), unless otherwise determined, an insurer

shall have an obligation to ask whether a child passenger restraint

system was in use by a child during an accident or was in the vehicle

at the time of a loss that is covered by the policy, and an

obligation to replace the child passenger restraint system or

reimburse the claimant for the cost of purchasing a new passenger

restraint system in accordance with this section if it was in use by

a child during the accident or if it sustained a covered loss while

in the vehicle.

   (f) An insured, upon acquiring a replacement child passenger

restraint system, may surrender the child passenger restraint system

that was replaced to the nearest office of the Department of the

California Highway Patrol.